Why was a 74 Year Old Man Driving a Semi in Fatal Crash?

74-year-old Olympia man dies in semi truck crash in Pierce County | The Today File | Seattle Times.

semi-truck-fatality

I was struck by this story (above link) when I heard it on KIRO Newsradio 97.3 FM Seattle this morning. It tells of the death of a 74-year-old man from Olympia who crashed the semi-truck he was driving into an overpass abutment on southbound Highway 167 near Sumner. The truck was carrying 40-thousand pounds of pumpkins and apples. The story reports that the trucks driver’s compartment was intact and the man showed no obvious signs of major trauma, leading the Washington State Patrol spokesperson to speculate that the man died of a personal medical condition that led to the crash.

I was saddened to hear of the man’s death, the crash, the major traffic back up it caused, and the pumpkins all over the roadway. But what I mostly found troubling was that a man old enough to be my father, old enough to have earned a more relaxing period in his life was driving a semi-truck. Driving a truck is hard work. It’s very labor intensive. It’s long hours. And especially in Puget Sound traffic it can be very stressful. A 74-year-old man who is capable has every right to be doing this. And maybe this was something he did for the love of it. Perhaps he really enjoyed his work. I don’t know the man. I don’t know. But what seems far more likely is the man was working into what should be his retirement years because he had to. He and his family probably relied on the income he earned driving the truck, or selling the pumpkins and apples. Not working at his advanced age and with his apparent questionable health is something that should have been an option for him. I don’t want to be working in a stressful labor intensive job when I’m 74. Heck, I no longer want such a job now. I’ve done plenty of that in my nearly 50 years and my body already has its share of aches and pains.

The incident reminded me of a major home upgrade my family undertook 7 ears ago. When we bought our home it had a backyard concrete sports court. After living here 3 years and seeing that my growing kids were not using the 40-year-old sports court with any frequency and that it’s cracking posed somewhat of a hazard for anyone using it we decided to have it removed and to install a lawn. It was a big job and quite difficult. It was far more than I would take on myself. So we hired a firm to do it. 3-4 days of jackhammering followed. Upon breaking up the concrete into 30-50 pound blocks the two men performing the work manually loaded the chunks into a small wheelbarrow-type trailer which was then towed to our front yard driveway by a tiny tractor between the narrow path separating our home and our neighbor’s house. The chunks of concrete were then again manually loaded into a large truck trailer. At the end of each day the truck trailer drove away the broken up concrete, presumably to a concrete recycling location where, again presumably, these men had to once again manually offload the heavy chunks. It was hard grueling work done in the hot sun of Summer time. And the two men doing the work were employees of the contractor. They weren’t even business owners. And they were each old. Each one was at least in their upper 50s and possibly they were in their 60s. I was very concerned for their well-being. But I knew they wouldn’t be doing such intense work if they didn’t feel they had to do so for themselves and possibly their families. 

These men had not prepared for being older and still needing money to live. I vowed such a fate wouldn’t happen to me and my family.

Saving for retirement is talked about endlessly in the United States. And many options are provided for people to do this with some effectiveness. But all of them involve diminishing what you have in order to live more comfortably in your Senior years. To save for retirement (a smart thing to do) you must take some of what you earn today and store it away for some future use. You do with less today in order to have something tomorrow when an income is diminished or nonexistent. You do without today in the hopes of having and spending it tomorrow. And when tomorrow arrives in most cases you are taking from what you’ve earned and saved and gradually diminishing it…making your savings smaller until such time as it’s gone or you’re dead.

To me the only logical solution was to operate a business that will keep generating money for me and my family even when I work less or even if I’m gone. We started Total Broadcasting Service in 2005 and ever since have been working hard to make it a self-sustaining business. We’re getting there.

But not everyone can do what we do in radio voice work, editing and producing audio and video production. Most people can’t start their own business. They don’t know how, they don’t have the financial resources, and they don’t have whatever it is that entrepreneurs like myself possess to work without a net and to risk so much with the belief that they will succeed. It’s hard. I know. Like most business owners we have no one helping us. We have no Sugar-Daddy feeding us money in the event that we’re not bringing in enough of our own. Few do.

We started our AdvoCare business in 2012. To get started it cost us $79. For less than we might typically spend on a trip to the grocery store we had a money earning business. And while working on our Plan B income, AdvoCare, only 5-10 hours per week we have seen our income slowly grow. We have a plan that will see our AdvoCare business bring in over $1000 per month by the end of this year and continue to grow from there. And AdvoCare’s business plan is easy. Anyone of any age can do it. And the money keeps coming in even on weeks when we don’t spend any time on it at all. It will continue coming in years from now when we want to slow down. Also, AdvoCare’s business and it’s income is inheritable. After my wife and I die what income and business we have built doesn’t go away. It becomes our children’s. The business and the money it earns becomes my children’s.

I won’t be working when I’m in my 70s. But thanks to AdvoCare my family will have an income. You can do it to. More importantly, you should. The alternative was shown by grave example on a highway near Sumner yesterday.

Thanks for visiting. Comments are welcome.

To learn how you can build your own AdvoCare business for now and your future, and your children’s future call Michael or Sonja Schuett at our Total Broadcasting Service office: 425-687-0100

Click to go to our AdvoCare website.

Click to go to our AdvoCare website.

Call for Video Production Services: 425-687-0100

Call for Video Production Services: 425-687-0100

 

 

 

US Housing Crisis – Negative Equity Infographic – Zillow

Peoria - My House from the Air

 

You think you got it tough? You think, how am I ever going to get out from under this crushing debt? You are not alone.

 

Click on this link for the Zillow Negative Equity Infographic. It shows in startling detail the percentage of homes by county throughout the U.S. that are Underwater and delinquent on payments.

 

US Housing Crisis – Negative Equity Infographic – Zillow.

 

At the peak of the housing crisis over 40% of homeowners owed more on their houses than the houses resale value. According to the most recent information (I could find) from September 2012 over 22% were still underwater. In a healthy housing market only 5% of homes are underwater, or have negative equity.

 

The effects on the economy are enormous. When a family has negative equity their ability to borrow money is extremely limited, preventing wanna-be entrepreneurs from using seed money from their homes, their largest investment, to start a new business. Families can’t refinance in order to take advantage of record low-interest rates. And they can’t sell their house and buy a new one because in most cases they won’t have money left over after the sale to use as down payment on the new home.

 

Snowcapped peaks are a backdrop to many Puget ...

 

In the Puget Sound 26% of King County homes are underwater and 10% are delinquent on their mortgage payments. In Snohomish County it’s 40% and 11%. Pierce County is the worst; 45% and 12%. Throughout the Puget Sound and south to Portland, OR not one county is below 21%. Most are above 30%.

 

Since a decade low of only 60% of Americans own homes we can then do some simple math to determine a majority, over 53%, either don’t own a home or have negative equity in the homes they do “own”. 

 

As someone who isn’t underwater on our home (in fact we have pretty descent equity) but is extremely familiar with the suffocation of debt let me tell you I can relate. A recent ABC News report indicates that a majority, 55%, of Americans have more credit card debt than money in savings. Sadly, I would be among the majority.

 

Getting out of debt is one of my families top priorities. And for this economy to flourish all Americans should make that a priority.

 

As an AdvoCare Advisor Distributor I’m happy to have the award-winning DebtBuster program provided to me for free by AdvoCare. The methods for getting out of debt are simple to understand and follow. If great nutrition, weight loss, muscle gain, and great financial opportunities are not enough to compel you to get happily involved in this great company perhaps the kind and generous help and advice AdvoCare provides FOR FREE to get the stress and suffocating burden of debt off your back will allow you to make this wise decision.

 

We’re following the DebtBuster program and we’re making more money thanks to AdvoCare. I invite you to contact me to learn more. And based on statistics…a majority of you need to do so.

 

Thanks for visiting. Comments are welcome.

 

Go to our website, read our story and try some AdvoCare. You won't regret it.

Go to our website, read our story and try some AdvoCare. You won’t regret it.

 

 

 

Another Kid is Shot and our 2nd Amendment Cringes

handgun

In the Seattle area three kids have been shot by handguns in the past three weeks. According to The Seattle Times the third happened at a gas station near the Tacoma Mall. A man with a license for carrying a concealed weapon placed the gun underneath the driver’s seat as he exited the car to fill the gas tank. A three-year old in the car got the gun and fatally shot himself in the head.

This kind of tragedy is avoidable if only people exercise a little more common sense when it comes to the ownership of handguns. Don’t. Don’t own them. Far more people are shot with guns they or their family members own than by the strangers with guns. If you want to dramatically increase the likelihood that you or a member of your family is shot, own a handgun.

Where I put my foot down is on government getting involved and telling us we may not own guns. The government is not needed in this discussion. Just common sense. The Second Amendment to the U.S. Constitution reads: “A well regulated militia being necessary to the security of a free state, the right of the people to keep and bear arms shall not be infringed.” 

The Founding Fathers thought so much of this Right that they placed it second on their list of the first ten amendments, commonly known as The Bill of Rights. But a key aspect of the amendment is frequently ignored by 2nd Amendment advocates, “A well regulated Militia being necessary to the security of a free state…”.  Remove that phrase and the amendment takes on more meaning. It does not say “We shall have the right to keep and bear arms in order to kill our fellow man”

World Peace

. So some regulation of firearms can and should be exercised. To say there should be none is to argue that anybody can own, build, and possess a nuclear weapon; for what is that if not a more extreme form of “arms”.

Still I oppose government banning or severely restricting handguns. But there are lots of things we as people have a right to do that common sense dictates we avoid. I always tell my kids to look both ways  and make eye contact with drivers before crossing the street, even at a cross walk. Entering an unregulated cross walk in heavy traffic may be your right. But you’ll be dead.

I’m a gun owner. Rifles and shotguns, for hunting. I have been since I was twelve years old and my Grandpa gave me a .22 rifle as a Christmas present. He had made an annual gesture of giving guns to the boys in my family for a couple of years. So in a very real sense guns are a tradition in my family.

The author with his shotgun

But for reasons I’ve already explained I have never and would never own a handgun. The only time I would ever own a handgun is if I lived on my own. Then I can be sure to never angrily use it or accidentally use it against a person in my family; and I would be sure to not have it used against me either angrily or accidentally. It’s all well and good to claim I would never use my gun in anger. But I’m sure there are many, many murders behind bars who said or thought the same thing.

Three children shot and severely injured, or killed in only three weeks in the Seattle area is too much. It’s too painful. How much do you really need your gun. Does it really protect you? Or does it just excite you? Perhaps the more important question should be, does having it increase your chance of being shot or of someone you care about being shot, or does it increase your chance of you or someone else you love ending up dead? I’ll answer the obvious question: own a handgun and dramatically increase your chances of a quick, tragic death.

Thanks for visiting. Comments are welcome.

If you like this blog or find it interesting please do the author the honor of sharing it. TY.

Goodbye Dad; again.

Dad & Arica

My Dad with his first Granchild

Ten years ago tomorrow, November 30, 2001 my father died. Amongst the things I remember about this day is that Beattle George Harrison Died the previous day, but the news escaped me until the morning of my father’s passing. I also remember hearing a horrible Christmas song that morning about a young boy wanting to buy some new shoes for his dyeing mother. The song probably isn’t that bad. I guess a lot of people liked it. They made a TV movie about it. But I hated it. It always brought me back to the day I lost my Dad.

Losing my Dad was far more emotional and troubling than I would have ever predicted prior to its occurrence. I was a basket case for at least six months. I thought about him daily. And then slowly over time it got better.

At my Dad’s request he was cremated. Cheap and/or practical to the end. I bought the urn. His remains were kept in the possession of his widow. Not my Mom. She had been married to him his last 20 years beginning my Senior year in High School. Initially she talked of spreading his ashes in a couple of locations in Eastern Washington where my Dad frequently went camping in one of his RV’s (He rented RV’s for a living. So he had many over the years). But that never seemed right to me. Sadly I didn’t have a good alternative. It’s all just as well because the idea of spreading his ashes drifted away and never occurred.

My Dad’s widow died 2 months ago. I took possession of his ashes, and a few small items of his that she’d retained over the previous ten years. My office is now decorated with mallards, as my house was growing up.

Keeping his ashes in my home is not an alternative. He never saw this house. I bought it 2 years after his death. Keeping him here just wouldn’t be fitting. Fortunately I actually thought of the perfect place to spread his ashes, and that is what I am doing tomorrow

Dad's resting Place

He is where my Dad's ashes will spend eternity.

. I will drive up to Bellingham, where my father was born. Along the way I’m picking up his brother, my Uncle. Together we will drive to a favorite spot of my Dad’s along the Puget Sound waters south of the Canadian border. He spent countless days in this place as a kid. He took me and my brother to this place time and again. And in my 24 years as a father I have taken my family here innumerable times. I will dig a small hole in the beach when the tide is out, and will deposit his remains there, amongst the clams, and muscles and crab. I will then say a prayer. And then I will say goodbye Dad…again.

 

Word of Mouth needs a hand.

This article was originally written and published in October 2010. It has been edited and made current.- M Schuett

Michael and his OLD computer

Get to know the internet

I’m going to make a statement that will send shivers down the spine of long time business people. It’ll cause concern and disagreement and it will do so primarily because it will cause all business people to rethink and renew how they go about maintaining their business.Word of mouth advertising doesn’t work any more. At least it doesn’t work without a little help. But fortunately help is available.

Many longtime business owners have always relied on word of mouth advertising as their vehicle to drive home to them new clients. They worked hard to provide good service and a good product and relied on customers to tell others of how wonderful they were. Word of mouth advertising was the best marketing conversion tool they had.

For many or most of these businesses recent years have seen a drop in business. We’re in a national recession (or technically, WERE) so a drop in business can be expected, right? In the mind of the old-time business person all they need to do is hang on and keep providing good service and the economy will bounce back and things will be good as new. But as we emerge from this significant economic slow down anyone who relies only on word of mouth advertising is going to be disappointed to find out that their business may never bounce back to where it was and may eventually suffer enough lack of new business that the business as a whole will fail.

When a referral for a business service comes my way more often than not I’m given little more than a person or companies name and maybe a phone number or a location of business. In determining whether I use this referral my first step is to look them up…on the internet. If out and about my Galaxy Tab tablet computer gives me instant internet access and I punch in what info I have into a Google search

Image representing Google as depicted in Crunc...

. If it can wait until I’m home (or if I’m there already) I do the same. I take the referral information I have and conduct a Google search for the business or service referred.

Now pretend with me for a moment what happens when that business or service cannot be seen or found in my Google search results.

1. Do I call that business anyway?

2. Do I conduct another search using keywords I think might bring the referred business to Google’s attention?

3. Or do I click on a link to another business who has caught my eye in the Google search results?

Option number 1 happens seldom. Option 2 occurs with more frequency. But when it does I’m often still left unsatisfied. Option 3, in which I begin the process of taking my business elsewhere happens more often than the others and with increasing frequency. This process is repeated by normal Americans everyday. And every day business with no internet presence lose that business to those who have an internet presence.

Word of mouth needs a hand because the process I just described is so easy for everyone. Google searches at home or at the office and now out and about on your smart phone or tablet allow all of us to quickly check on all referrals to determine their validity and whether we want to take the next step and call them.

Websites can be the answer to your lack of search engine results. Even a small and undistinguished website can be found by Google. But if you don’t have the time or money to develop or maintain a website, or if your site doesn’t come up first in a Google search the above stated scenario can be repeated.

Word of mouth advertising needs a hand.

Image representing YouTube as depicted in Crun...

Image via CrunchBase

When you open a YouTube account for a company profile video, or a Facebook Fan Page, or a Blog on WordPress or similar site, or you Post a profile page on LinkedIn.com

Image representing LinkedIn as depicted in Cru...

Image via CrunchBase

you can spend zero dollars and only a small amount of time. But the results are instantaneous and the problem of having zero internet presence is solved immediately.

Besides the business and social media sites mentioned above, there are an ever increasing number of directories on the internet that may already have some information on your business. But a lot of that information may be wrong and may be minuscule. Sites like Citysearch, Manta, Merchant Circle and others are out their with your information; but unless you claim them and expand on that information they are not likely to appear high in a Google search result. Claim them, and even if you have little else on the internet you can at least count on being found on a first page Google search when someone types in your specific name.

So here is what you do to help your word of mouth advertising. Get a presence on the internet. Start by conducting a Google search for yourself or your business or both. Visit every link in which your information appears; and don’t stop on the first or even the second page. Claim the pages you find with your basic business information. Usually its little more than a name an address and a phone number. Claim it by clicking on the link on the page that reads “Business Owner?” or “Is this your business?” or something similar. Then follow the steps to fill in the information it asks. If it allows you to upload photos, then upload photos. If it allows you to upload video…you’ve struck GOLDUpload a video. No video? Get one.

Fill out all the information completely and thoroughly. Then move on to the next search result, and repeat the process.

Lastly, if typing your name and business produces nothing on a first or even second page Google search result. Do nothing else until you have opened a Fan Page on Facebook, a Google email account and business profile, and a free LinkedIn and Biznik account.

Now you’ve done THE MINIMUM. Now you’ve given word of mouth a fighting chance.

Thanks for visiting. Comments are welcome.